TD Mortgage Life Insurance vs Broker
TD Mortgage Life Insurance vs. Using a Broker: Choosing Coverage That’s Really There for You When you’re deep in the process of securing a mortgage, you face a lot of big decisions. One of the most important ones is how to protect your family and home if something unexpected happens to you. Mortgage life insurance […]
Mortgage Life and Disability Insurance: Two Families
Mortgage Life and Disability Insurance: A Tale of Two Families The Andersons and the Campbells lived as neighbors on a quiet cul-de-sac, sharing many parts of life together—backyard barbecues, kids’ soccer games, and late-night chats. Both families were close-knit, hardworking, and, in many ways, strikingly similar. But in one important way, they were different: the […]
Creative Finance Life Insurance as Your Own Bank
Creative Finance Life Insurance as Your Own Bank Imagine having access to a financial tool that allows you to borrow from yourself without needing approval from a bank or credit union. Sounds empowering, right? That’s exactly what “creative finance” can do for you, especially when using life insurance as your own personal bank. It’s a […]
Life Insurance for Homeowners: Protecting What Matters Most
Life Insurance for Homeowners: Protecting What Matters Most As I sit here in my home office, looking out at the garden my wife and I have cultivated over the years, I can’t help but reflect on all the memories we’ve created in this house. Like many of you, our home isn’t just a structure – […]
PMI vs MPI – Private Mortgage vs Mortgage Protection Insurance
Here’s a table that outlines the key differences and similarities between PMI vs MPI – Private Mortgage Insurance vs Mortgage Protection Insurance: Feature Private Mortgage Insurance (PMI) Mortgage Protection Insurance (MPI) Similarities Purpose Protects the lender if the borrower defaults on the loan. Protects the homeowner and their family by covering mortgage payments in case […]
What is a Modified Endowment Contract: Let’s Break It Down
What is a Modified Endowment Contract: Let Me Break It Down For You Hey there! I’ve spent years helping people understand the ins and outs of financial products, and today I want to chat about something that often makes people’s eyes glaze over: What is a Modified Endowment Contract (MECs). But stick with me – […]
When Should I Get Life Insurance? Let’s Figure it Out Together
When Should I Get Life Insurance? Let’s Figure it Out Together When I first heard about insurance policies covering your life, I thought it was something for later on—like during retirement. But I’ve since learned that getting a policy isn’t just for the elderly. There are plenty of factors that play into deciding when you […]
Who Really Needs Life Insurance? Let’s Talk About It!
Who Really Needs Life Insurance? Let’s Talk About It! I know, I know, insurance isn’t exactly the most exciting topic out there. It’s not like chatting about travel, food, or the latest Amazon Prime series. But, let’s face it, some adulting topics are just unavoidable, and this happens to be one of them. The question […]
High-Risk Life Insurance Companies: What You Need to Know
High-Risk Life Insurance Companies: What You Need to Know Let’s talk about something that often gets brushed under the rug: High-Risk Life Insurance Companies. Maybe you’re wondering what it is, why some of us fall into the “high-risk” category, and most importantly, where you can find an insurance company that will look beyond your risk […]
