Non-profit Life Insurance Company: The Clear Difference
Why Joining a Non-Profit Life Insurance Company is More Than Just Smart—it’s Life-Changing When I first started thinking about life insurance, I assumed it was all about choosing a policy and paying premiums. But then, I discovered something that completely shifted my perspective: non-profit life insurance companies. They’re not just about securing your financial future—they’re […]
Freelancers and Gig Economy: Why Life Insurance Matters
Freelancers and Gig Economy: Why Life Insurance Matters Life as a freelancer or gig worker has its perks. The freedom to set your own schedule, choose your projects, and work from anywhere is undeniably attractive. But let’s face it—our lifestyle comes with its fair share of challenges, especially when it comes to financial security. Freelancers […]
Why Mortgage Protection Life Insurance Matters
When I think about homeownership, I think about the pride and security that comes with having a place to call your own. But having a mortgage is a big responsibility, and it brings up questions no one likes to consider. What would happen to the house if something happened to me? Would my family be […]
TD Mortgage Life Insurance vs Broker
TD Mortgage Life Insurance vs. Using a Broker: Choosing Coverage That’s Really There for You When you’re deep in the process of securing a mortgage, you face a lot of big decisions. One of the most important ones is how to protect your family and home if something unexpected happens to you. Mortgage life insurance […]
Mortgage Life and Disability Insurance: Two Families
Mortgage Life and Disability Insurance: A Tale of Two Families The Andersons and the Campbells lived as neighbors on a quiet cul-de-sac, sharing many parts of life together—backyard barbecues, kids’ soccer games, and late-night chats. Both families were close-knit, hardworking, and, in many ways, strikingly similar. But in one important way, they were different: the […]
Creative Finance Life Insurance as Your Own Bank
Creative Finance Life Insurance as Your Own Bank Imagine having access to a financial tool that allows you to borrow from yourself without needing approval from a bank or credit union. Sounds empowering, right? That’s exactly what “creative finance” can do for you, especially when using life insurance as your own personal bank. It’s a […]
Life Insurance for Homeowners: Protecting What Matters Most
Life Insurance for Homeowners: Protecting What Matters Most As I sit here in my home office, looking out at the garden my wife and I have cultivated over the years, I can’t help but reflect on all the memories we’ve created in this house. Like many of you, our home isn’t just a structure – […]
PMI vs MPI – Private Mortgage vs Mortgage Protection Insurance
Here’s a table that outlines the key differences and similarities between PMI vs MPI – Private Mortgage Insurance vs Mortgage Protection Insurance: Feature Private Mortgage Insurance (PMI) Mortgage Protection Insurance (MPI) Similarities Purpose Protects the lender if the borrower defaults on the loan. Protects the homeowner and their family by covering mortgage payments in case […]
What is a Modified Endowment Contract: Let’s Break It Down
What is a Modified Endowment Contract: Let Me Break It Down For You Hey there! I’ve spent years helping people understand the ins and outs of financial products, and today I want to chat about something that often makes people’s eyes glaze over: What is a Modified Endowment Contract (MECs). But stick with me – […]
