PUA Rider Explained
The Paid-Up Additions (PUA) Rider is a powerful tool in maximizing the growth of your policy's cash value. With each premium payment, you can allocate a portion toward purchasing additional insurance that immediately increases both the death benefit and the cash value. This allows for faster accumulation of wealth within your policy.
Cost of Insurance (30%)
Cash Value Growth (50%)
Paid-Up Additions (PUA) (20%)
Cost of Insurance
Cash Value Growth
Paid-Up Additions Rider
How PUA Works:
- Step 1: You pay your premium.
- Step 2: A portion of the premium goes to the cost of insurance.
- Step 3: The remaining portion is allocated to purchase Paid-Up Additions (PUA).
- Step 4: These additional premiums immediately increase your cash value and death benefit.
- Step 5: Your policy accumulates more wealth over time due to the compounding effect of the PUA contributions.
